Skipton Building Society offers 100% mortgages to help renters

A deposit-free mortgage scheme instigated by lender Skipton Building Society, specifically aimed at those who rent, has launched. What may seem like a catch, is actually a progressive initiative to help those who are currently stuck renting to get on the property...

Navigating Bank Rental Income Stress Tests: How we can help

As the UK property market continues to attract investors, landlords have increasingly found themselves subject to tighter assessments by mortgage lenders.   Rental income stress tests that banks use, in order to assess a landlord’s ability to repay a...

Diversifying your portfolio

Like all financial products, property investment does come with its own risks as well as rewards. Many landlords when purchasing properties have historically kept their portfolios within one sector, should that either be standard residential let’s, houses in multiple...

Pull up a chair with Deb!

For all of you First time Buyers out there, this is one of the biggest purchases you’ll most probably have to make, but it’s also such an exciting time and you really should enjoy every moment. My top pieces of advice would be:   Ensure you have the right funds  ...

First-time Buyers, jargon buster!

Buying your first home is an exciting milestone in your life but it’s safe to say it can also be very daunting.   Finding your perfect property is just the very start of your homeowner journey.   It’s good to be in the know, so understanding some of the...