Protection- sole name- Why is it still important?

For those purchasing a property and requiring a mortgage in their sole name, you may question whether insurance is something you need to consider. The answer is, absolutely. It is every bit as important as every other case.   To explain why protection- sole name...

How to invest in supported living

Over the last few years, we have seen more and more landlords have been considering alternative buy to let methods that will allow them to maximise their property investment income.   This has been achieved by looking at more diverse ways of investing, which has...

Remortgaging- stick or switch lenders?

When it comes to remortgaging, a common question is should I stick with my current mortgage lender, OR should I switch and remortgage elsewhere. The answer to this is simple- it’s extremely case dependant and relies on multiple factors to determine the right course of...

Can I secure a mortgage with bad credit?

Bad credit, or credit impaired, is used to describe someone with severe adverse repayment information on their credit report, such as defaults, county court judgments, or bankruptcies.   These are the more severe scenarios that lenders will look for to decide...

Salary and Dividends vs Net Profit

If you are self-employed and are looking to get on the property ladder with your first mortgage, move home or remortgage, you may be wondering what lenders will consider, and what documents or proof you need to provide in order to have a successful mortgage...