As the UK property market continues to attract investors, landlords have increasingly found themselves subject to tighter assessments by mortgage lenders. Rental income stress tests that banks use, in order to assess a landlord’s ability to repay a...
Like all financial products, property investment does come with its own risks as well as rewards. Many landlords when purchasing properties have historically kept their portfolios within one sector, should that either be standard residential let’s, houses in multiple...
For all of you First time Buyers out there, this is one of the biggest purchases you’ll most probably have to make, but it’s also such an exciting time and you really should enjoy every moment. My top pieces of advice would be: Ensure you have the right funds ...
Buying your first home is an exciting milestone in your life but it’s safe to say it can also be very daunting. Finding your perfect property is just the very start of your homeowner journey. It’s good to be in the know, so understanding some of the...
Life as a Mortgage Adviser… I must say it is both challenging and rewarding at the same time. Being able to assist someone to achieve their dreams, whether this be purchasing their first home, starting their portfolio or moving to their forever home is the...
“Should I buy myself out of my current deal if I have over 6 months left on my current fixed rate by paying early repayment charges?"" Just lately, this is one of the most common questions that we’re receiving from our clients. We appreciate it’s difficult to...
