commercial property: turn an investment into an asset...

commercial property: turn an investment into an asset...

commercial property: turn an investment into an asset...

commercial mortgages:

now you can enjoy significant long-term benefits...

 

Buying a commercial property or land can be an excellent commercial decision, as they can easily become a significant asset. And much like a residential mortgage, commercial mortgages can be used by businesses and landlords to acquire a premises for commercial use. 

 

Whether you’re looking for a property for your business to trade from, you’re the owner of an operational company property company (Opco / Propco) searching for a property asset separate from your trading business or a commercial investment for you to lease to a third-party business, commercial mortgages will work for you. With access to the largest UK network of lenders, the signature team are members of the National Association of Commercial Finance Brokers (NACFB) and are experts in tailoring commercial mortgage products, to align with your business needs.

 

 

get in touch

commercial mortgages:

now you can enjoy significant long-term benefits.

Buying a commercial property or land can be an excellent commercial decision, as they can easily become a significant asset. And much like a residential mortgage, commercial mortgages can be used by businesses and landlords to acquire a premises for commercial use. 

Whether you’re looking for a property for your business to trade from, you’re the owner of an operational company property company (Opco / Propco) searching for a property asset separate from your trading business or a commercial investment for you to lease to a third-party business, commercial mortgages will work for you. With access to the largest UK network of lenders, the signature team are members of the National Association of Commercial Finance Brokers (NACFB) and are experts in tailoring commercial mortgage products, to align with your business needs.

funding your commercial property:

whatever the use, we will find a way...

 

If you’re looking to move out of a rented commercial premises, or you’re in need of a bigger or even another building, you’re probably considering investing in a property and will soon require a commercial mortgage to finance the purchase. Every property is different, so there’s lots to consider when assessing products. Policies vary and must be individually assessed, factoring in the level of risk. So just like properties, no two loans are ever the same and need thorough investigation to understand the full story. And that’s where we come in.

 

Whatever space you’re acquiring – office, factory, warehouse, retail unit, restaurant, or hotel, you name it, we’ve found a mortgage for it.

 

 

get in touch

funding your commercial property:

whatever the use, we will find a way…

If you’re looking to move out of a rented commercial premises, or you’re in need of a bigger or even another building, you’re probably considering investing in a property and will soon require a commercial mortgage to finance the purchase. Every property is different, so there’s lots to consider when assessing products. Policies vary and must be individually assessed, factoring in the level of risk. So just like properties, no two loans are ever the same and need thorough investigation to understand the full story. And that’s where we come in.

Whatever space you’re acquiring – office, factory, warehouse, retail unit, restaurant, or hotel, you name it, we’ve found a mortgage for it.

investment property for commercial landlords:

a secure portfolio provides total peace of mind...

 

Commercial investment mortgages are designed for companies or landlords purchasing or refinancing commercial property to lease to a business. Also known as commercial buy-to-let mortgages, they provide commercial property investors secure finance to make the investment. As with all mortgages there are a lot of factors to consider, with eligibility varying from lender to lender. Lenders will weigh up the risk by assessing the potential rental yield, lease quality and even tenant quality. 

 

With so many different products out there to choose from, it’s important to work with professionals like us to find the right fit for the next or may be even the first chapter of your investment portfolio.

 

 

get in touch

investment property for commercial landlords:

a secure portfolio provides total peace of mind.

Commercial investment mortgages are designed for companies or landlords purchasing or refinancing commercial property to lease to a business. Also known as commercial buy-to-let mortgages, they provide commercial property investors secure finance to make the investment. As with all mortgages there are a lot of factors to consider, with eligibility varying from lender to lender. Lenders will weigh up the risk by assessing the potential rental yield, lease quality and even tenant quality. 

With so many different products out there to choose from, it’s important to work with professionals like us to find the right fit for the next or may be even the first chapter of your investment portfolio.

four things you should know:

choosing the right mortgage:

Commercial mortgages are used to purchase properties or land, out of which a business will trade. Although you may be buying a house to rent out as a business venture, you’ll need a buy-to-let mortgage instead as its classed as residential property.

deposits and
equity:

Generally, most lenders will only off a maximum of 70% of the property’s value, which means you’ll need at least a 30% deposit or the equity to the same value in another property. 70% isn’t always guaranteed, the loan to value ratio will depend on a number of factors. 

when buying land:

Looking at a plot of land and need to find a way to finance it? A commercial mortgage could be the answer. Commercial mortgages can be used to buy land, with or without planning permission. Once secured, you can then arrange additional construction finance.

residential property attached:

If over 60% of the property is used for commercial reasons (i.e. shop, pub, take-away) with a flat or apartment attached, semi-commercial mortgages are available. Use to purchase or refinance any building or plot of land used for both purposes.

meet the team:

our commercial mortgage team is here for you:

We’re not afraid to say, we’ve got some of the best commercial mortgage advisers out there. We understand the industry inside out and know exactly where to look to find products that align with your businesses goals and needs. With a real passion for delivering exceptional service and developing a long-lasting relationship; we’re here for the long-run, to become an extension of your team. 

meet the team:

we're a very friendly bunch.

We’re not afraid to say, we’ve got some of the best commercial mortgage advisers out there. We understand the industry inside out and know exactly where to look to find products that align with your businesses goals and needs. With a real passion for delivering exceptional service and developing a long-lasting relationship; we’re here for the long-run, to become an extension of your team. 

why you should choose us:

we are in the know:

We’ve been delivering the best mortgage solutions for years. It’s fair to say we know the industry inside out and know where to look to get the best deals that are tailored to you. 

we are with you every step:

We’re on the journey with you! From your first credit-check and valuations to the mortgage switch, our trusted mortgage advisers are here for you at each and every stage. 

we have great lender access:

Unlike other mortgage brokers, we’re not restricted to only a few lenders. With access to a wide choice of specialist lenders and banks, we guarantee to act solely with your best interests at heart.

get in touch:

Contact Us

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signature
funding
solutions

Lake View,
Festival Way,
Stoke-on-Trent,
Staffordshire,
ST1 5BJ

Signature Specialist Funding Limited is an Appointed Representative of Optimum ELITE which is a trading name of Optimum Commercial Solutions Limited, registered in England and Wales 09518480. Optimum Commercial Solutions Limited is authorised and regulated by the Financial Conduct Authority FRN: 808754.

Signature Specialist Funding Limited, is registered at Lake View Festival Way, Stoke-on-Trent, Staffordshire, ST1 5BJ. Company Register number is 13802607. Our FCA registration number is 1011700. You can check via www.register.fca.org. We are registered with the ICO, ZB673067 and you can check via www.ico.org.uk.

We conduct both regulated and unregulated business and therefore not all products provided through us are regulated by the Financial Conduct Authority.

We may receive a commission from the Lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.

Our aim is to provide you with a professional and efficient service. However, there may be occasions where you feel this has not been achieved and should you wish to make a complaint about any aspect of the service we provide to you, you can do this by writing to Lake View Festival Way, Stoke-on-Trent, Staffordshire, ST1 5BJ, or by telephoning us on 01782 617600 where we will try to resolve your concern at the earliest time possible.